Now, SMS alerts to help you track car registration

Mumbai: Close on the heels of a car dealer delivering an unregistered Audi 6 to the Pedder Road accident victim recently, state transport commissioner V N More has decided to introduce a four-level text message alert for all car registrations in Mumbai.      The alerts will help citizens track the status of his/her car registrations, and whether the registration number has been allotted by the RTO or not. This will be for the first time that the RTO will be informing citizens through text alerts.      The alerts will be at four different stages—car registration fees paid, inspection of vehicle done, road taxes paid and car number/ registration allotted, sources said.In the case of Peddar Road accident victim Phorum Ruparel,  the new Audi 6 was delivered to her residence on Tuesday. But little did the family realize that the car was unregistered and the number plate on it was, therefore, illegal. This was highlighted by TOI, following which the Wadala RTO took suo motu cognizance of the case and had imposed a compounding fine of Rs 2,000 besides charging a penalty interest of Rs 13,220 for road tax not being paid by the dealer.      "Though the family claims that it had paid the tax, the car dealer had failed to deposit it with the RTO. This attracted the penalty interest charges. Besides, the dealer had also failed to get the car inspected and the registration number was not allotted, causing embarrassment to the car owner," an RTO official said.      More now wants every car owner to be on alert and keep tabs on the registration process. "From next week, we will introduce the SMS service not only in Mumbai, but in other districts of Maharashtra," he said. For example, once the car is inspected and the taxes paid, there will be SMSalerts. The moment the dealer deposits the registration fee, there will be another text message forwarded to the mobile number of the car owner.      The SMS alerts will also be introduced for licences sent by speedpost. "The moment your licence or RC smartcard is ready for dispatch, you will receive a text message on your mobile," More added.  INSTANT MESSAGE  HOW WILL IT WORK      The moment one buys a car, the dealer will ask the RTO for an inspection. Once inspection is done, he/she will receive a message      The dealer will have to deposit the road tax with the RTO. Once the money is credited to the RTO account, the owner will get a text message  Payment of registration fee will also be confirmed through a text message  Once the registration number is allotted, the owner will get an SMS, after which he can affix a numberplate on the car NO CLUE ABOUT NEW CAR: MISHRAS     The Mishras from Thane whose Elantra car was hit by the speeding Aston Martin on Pedder Road on December 9 say they have no clue about any new car being registered in the name of Smriti Mishra at the Thane RTO this week. However, the family has expressed anguish over different versions being presented by media about the incident. "Even the model of our car was wrongly reported. It was not a Corolla but an Elantra," Smriti told TOI. — Manoj Badgeri TOI report on Jan 27

Your vehicle insurance details will soon be just an SMS away

HYDERABAD, NOV. 6:  

Soon, when a traffic policeman asks for your car or bike insurance, you won't have to worry if you do not have the papers with you. A simple text message from your mobile phone will retrieve the details instantly, thanks to an IRDA initiative.

"We will be providing vehicle insurance information to all the stakeholders through Short Messaging Service (SMS) and web-based applications of the Insurance Information Bureau,'' said M. Ramaprasad, Member (Non-Life), Insurance Regulatory and Development Authority (IRDA), speaking to Business Line on Wednesday.

The beta version of the service has already been launched while the web-based application can be accessed anytime on the portal of the Insurance Information Bureau.

The database of all insured vehicles across the country is now available in digitised form and regularly updated. Until now, verification was done only by checking a hard copy of the insurance policy.

The digital service is beneficial to all the stakeholders. . "In case of an accident, victims can get to know the insurance company details if they know the number of the vehicle,'' said the IRDA official.

"We are talking to Road Transport Authorities and police in different States to share data so it will be easy to track down uninsured vehicles,'' he said. Some components of motor insurance, such as third-party insurance, are mandatory.

It would also help insurers, which sometimes have to grapple with multiple claims in damage and theft cases. This can be brought down if data on claims are available.

POLICY DATABASE

As the system will have a database of insurance claims made/honoured, cases of bad or negligent driving can be ascertained by the insurers before deciding on the premium to be charged.

IRDA is monitoring the submission of data by each underwriting office on a daily basis to ensure the smooth functioning of the system.