Mobile for Seniors
Saturday, December 28, 2013
Thursday, November 28, 2013
Soon, when a traffic policeman asks for your car or bike insurance, you won't have to worry if you do not have the papers with you. A simple text message from your mobile phone will retrieve the details instantly, thanks to an IRDA initiative.
"We will be providing vehicle insurance information to all the stakeholders through Short Messaging Service (SMS) and web-based applications of the Insurance Information Bureau,'' said M. Ramaprasad, Member (Non-Life), Insurance Regulatory and Development Authority (IRDA), speaking to Business Line on Wednesday.
The beta version of the service has already been launched while the web-based application can be accessed anytime on the portal of the Insurance Information Bureau.
The database of all insured vehicles across the country is now available in digitised form and regularly updated. Until now, verification was done only by checking a hard copy of the insurance policy.
The digital service is beneficial to all the stakeholders. . "In case of an accident, victims can get to know the insurance company details if they know the number of the vehicle,'' said the IRDA official.
"We are talking to Road Transport Authorities and police in different States to share data so it will be easy to track down uninsured vehicles,'' he said. Some components of motor insurance, such as third-party insurance, are mandatory.
It would also help insurers, which sometimes have to grapple with multiple claims in damage and theft cases. This can be brought down if data on claims are available.
As the system will have a database of insurance claims made/honoured, cases of bad or negligent driving can be ascertained by the insurers before deciding on the premium to be charged.
IRDA is monitoring the submission of data by each underwriting office on a daily basis to ensure the smooth functioning of the system.
Friday, September 6, 2013
New Delhi: In another mega scheme to woo the poor, the Centre proposes to spend Rs 9,822 crore distributing 2.5 crore mobile phones and 90 lakh tablets virtually free of cost to targeted beneficiaries over four years starting 2014-15. The move is reportedly aimed at bridging the digital divide in the country.
The government's mobile phones will come bundled with free connection charges for two years. States will give lists for mobiles, tablets
New Delhi: The users of the mobile phones that the Centre is planning to distribute will have to pay a one-time charge of Rs 300. They will get 30 minutes of talk time, 30 text messages and 30 Mb of data usage free per month.
This scheme will be restricted to the rural population.Similarly, 90 lakh tablets that will be given away to students of classes XI and XII, both in rural and urban areas, will have free data card connection for two years. The proposal has been sent to the Telecom Commission by the department of telecommunication (DoT). After it is approved by the commission, the plan will be sent to the Union Cabinet.
The programme will be implemented by Bharat Sanchar Nigam Ltd on behalf of the government. In the first year, 25 lakh mobile phones and 15 lakh tablets are proposed to be distributed at a cost of Rs 395 crore and Rs 772.5 crore, respectively. In the second year, the department aims to give away 50 lakh phones and 35 lakh tablets at a cost of Rs 880 crore and Rs 1,858.75 crore, respectively. In the third year, 75 lakh people will get phones at an expenditure of Rs 1,365 crore and 40 lakh students will be given free tablets at a cost of Rs 2,191.25 crore.
In the fourth year, the free tablets program will end but will still cost the department Rs 150 crore in providing services for the data card connections. The department will spend Rs 1,850 crore in distributing the remaining handsets.
While the administrative and distribution charges for each mobile phone will be Rs 320, for tablets this cost will come to Rs 900.
In the case of tablets, the beneficiaries will get device and data connectivity for a maximum period of 2 years or his/her duration of study at school, whichever is less. The service provider will give a free package of 75 minutes talk time, 75 SMSs and 500MB data usage every month.
The proposal says selection of beneficiaries for the programme will be done by state governments. But they will have to meet broad guidelines fixed by the department—only one beneficiary from each family covered under MGNREGA and 30% 'open' beneficiaries for mobile phones.
For tablets, the government will target students of classes XI and XII studying in government schools who are not covered by other similar schemes. The list of eligible students would be provided by school authorities and authenticated by state governments.
Funding for the programmes will from the Universal Service Obligation Fund, which is being realized through a levy of 5% on telecom services revenues from operators. Till March 31, 2013, this kitty had nearly Rs 28,000 crore and Rs 6,500 crore was being added every year.
Monday, July 22, 2013
Outdated Tech Used In SIM Cards Renders Cellphones Vulnerable To Spying, Says Expert
Houston: Millions of mobile phones may be vulnerable to spying due to the use of an outdated 1970-era cryptography technique, according to a new research. The research, due to be presented at an upcoming Black Hat security conference in US, cites phones running the risk of their security being breached due to use of the old cryptography technique.
Cryptography allows communication to take place securely over a mobile network.
Karsten Nohl, an expert cryptographer with Security Research Labs, has found a way to trick mobile phones into granting access to the device's location, SMS functions and allow changes to a person's voicemail number.
Nohl's presentation, "Rooting SIM cards," will take place at the Black Hat security conference in Las Vegas on July 31. His research looked at a mobile phone's SIM (Subscriber Identification Module), the small card inserted into a device that ties it to a phone number and authenticates software updates and commands sent over-the-air from an operator. To ensure privacy and security, SIM cards use encryption when communicating with an operator, but the encryption standards use vary widely.
Nohl's research found that many SIMs use a weak encryption standard dating from the 1970s called DES (Data Encryption Standard), according to a preview posted on his company's blog. DES has long been considered a weak form of encryption, and many mobile operators have upgraded now to more secure forms. It is relatively easy to discover the private key used to sign content encrypted with DES. In its experiment, Security Research Labs sent a binary code over SMS to a device using a SIM with DES.
Since the binary code wasn't properly cryptographically signed, it would not run on the device. But while rejecting the code, the phone's SIM makes a crucial mistake: it sends back over SMS an error code that carries its own encrypted 56-bit private key.
Owing to DES' weakness, it is also possible to decrypt the private key using known cracking techniques.
Security Research Labs did it in about two minutes on a regular computer with the help of a rainbow table, a mathematical chart that helps convert an encrypted private key or password hash into its original form faster.
With the private DES key in hand, it is then possible to "sign" malicious software updates with the key, and send those updates to the device.
The device believes the software comes from a legitimate source and then grants access to sensitive data.
Using the SIM's private key, an attacker could force the SIM to download Java applets, which are essentially very small programs that perform some function. Those applets would be "allowed to send SMS, change voicemail numbers, and query phone location among other things," the company wrote. PTI
Sunday, June 16, 2013
Mumbaikars, especially in the island city, woke up to very heavy rainfall on Sunday. From 8:30am to 11:30am, Colaba recorded 122mm and Santa Cruz 35mm, causing floods in several areas. Though it continued to rain thereafter, the intensity became a lot less, with Colaba recording 147.2mm from morning till evening. Santa Cruz recorded 115.4mm in the same period.
Rainfall intensity is likely to be more on Monday. The weather bureau has warned of very heavy to extremely heavy rainfall, accompanied by strong winds gusting up to 50kmph in the city and the suburbs. As per the bureau's glossary, 64.5-124mm rainfall is 'heavy', 124.5-244.5mm 'very heavy', and above 244.5mm 'extremely heavy'. Also, high tides up to 3.68 metres are to occur at 6.12pm. If high-intensity rainfall continues in the evening, people may get into trouble finding transport for heading home from work.
Taking note of the forecast, the BMC has issued a warning: "We appeal to citizens to leave home only after consulting various media on the amount of rainfall and waterlogging in their areas. Citizens should not leave home unless necessary." It has also cautioned people against venturing into sea.
Monday's rainfall was caused by two weather systems: an active offshore trough running from the Gujarat to the Kerala coast and an upper air cyclonic circulation over Gujarat. "Together, these systems are causing rainfall over the Konkan and Goa region, including Mumbai," said V K Rajeev, director of weather forecast, IMD, Mumbai.
Moreover, very strong south-westerly winds are blowing along the west coast. For Mumbai, this means heavy rainfall with strong gusts of wind.
Tuesday, April 9, 2013
Almost every piece of expensive software that you buy for a computer has a free and capable online version. Not only will you save money, but you'll also free up some vauable hard drive space,DOCUMENT EDITING
Google Drive provides a feature-rich interface for text, spreadsheets and presentations. You can open documents saved in your Gmail inbox or create a new one online. You can also collaborate real-time with colleagues on a document. All documents are automatically saved in your Google Drive cloud storage space.
Microsoft Office Web Apps
Microsoft also offers a free online office suite for SkyDrive users — the interface will be familiar to users of MS Office. You get 7GB of free cloud storage to store your documents. You can create or upload Word, Excel, PowerPoint as well as OneNote files to SkyDrive and edit them. Documents can be shared and you can select which users can edit the document and if it is mandatory for users to sign into their Microsoft account to access the document or not.
Zoho Docs www.zoho.com
Zoho's office suite includes support for MS Word, spreadsheets, presentations as well as databases and reports. Like the other two office suites mentioned above, this one also supports real-time collaboration but in addition offers various other integrated services. With a single account, you get access to mail, chat, calendar/planner, invoice generation, as well as a CRM (customer relationship management) system. VIDEO EDITING
Filelab products work better with Google Chrome and you need to download a free plugin first. Once you start, you get support for multiple video formats and HD resolution. It offers all the basic editing controls to trim, cut and merge. You can also add creativity to your video with multiple effects. There are over 50 transition effects available along with the option to overlay one video on top of the other. You can define transparency, add audio tracks and then watch a live preview right in your browser window.
This editor supports editing of the most common file formats and also lets you convert from one format to another. You can add watermarks, merge videos, extract audio, take screenshots or remove unwanted parts of a video. It also gives you 1GB of free cloud storage.
Youtube offers a powerful online editor that lets you trim videos, merge multiple videos into one, add transitions, stabilise video or add a soundtrack of your choice. It also automatically suggests corrections and effects if your videos are not up to the mark.
If you need to do just basic image adjustments and manipulation, Adobe's own online photo editor is great. You get basic editing (crop, resize, rotate) as well as a few adjustments (white balance, soft focus, highlight) options. Various effects to enhance the picture are also available. Once done, images can be saved to your computer or shared on Flickr, Facebook or Picasa.
With this online editor, you can create a new image, upload one from your computer or open any image from a URL. The interface is similar to Adobe Photoshop and you get all the usual tools as well as support for layers. You also get various filter effects, levels, curves and exposure controls. Images can be saved to the computer or to online services like Flickr/Picasa.
Splashup has a similar interface to Photoshop. Apart from your PC and from a URL, it also supports importing images from Facebook, Flickr, Picasa, Photobucket and can capture an image from a webcam. Like Pixlr, it lets you work with layers to add various filters. However, it does not have advanced editing options such as levels and exposure control. VARIOUS OTHER FREE TOOLS
SOUNDATION STUDIO (www.soundation. com) offers advanced tools and effects that you would only get with professional music studio software. You launch the studio right inside your browser window and it also includes over 600 free audio loops and samples that you can start with. A free account lets you save and publish as many songs as you want, but if you want recording, you need one of the paid plans.
3D House Planner
HOMESTYLER (www.homestyler.com) is a free and easy-to-use house planner. You can use it if you are planning on building a new house or even just redecorating. Homestyler lets you easily create a layout, add furniture, landscaping and experiment with paints, textures and different lighting for your room. You can easily view in 3D and share with friends too.
A SUITE of no-nonsense PDF tools can be found at www.pdfunlock.com (to remove restrictions from PDFs), www.pdfmerge. com (to merge multiple files into one), www. splitpdf.com (split one file into multiple) and www.pdfprotect.net (add password protection). At www.pdfaid. com, you can choose from a variety of web tools for watermarking, image extraction, rotation, compression and conversion. Note that some of the tools imprint a small PDFAid logo on the final file.
Speech To Text
RATHER THAN use expensive dictation software, just head towww.talktyper.com. You need to download Google Chrome first because it doesn't work too well on other browsers. Make sure your microphone is working and click the green microphone button to start the dictation. It works pretty well if you speak clearly and the conversion to text is almost instantaneous.
Optical Character Recognition
AT www.ocronline.com, you can convert a scanned document, PDF file or an image (JPEG, TIFF, PNG, PDF) to an editable text file. First, complete a quick sign-up. If you are scanning, make sure to do it in 300dpi. Upload your document, select your preferred output format and you're done.
Wednesday, January 23, 2013
Monday, January 21, 2013
Mobile for Seniors
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